Affordable AC System Financing
$0 Down, 0% Interest, 10-Year Warranty
Get a brand-new, energy-efficient AC system with no upfront costs and no interest payments. Plus, enjoy worry-free comfort for 10 years with our comprehensive parts & labor warranty.
Experience Hassle-Free Cooling with Trusted Local Experts
At Iron Shield Heating & Air, we make upgrading your AC system simple and stress-free. We understand that a reliable cooling system is essential for your family’s comfort, especially in Florida’s heat. That’s why we offer affordable, transparent financing with zero surprises—allowing you to get the comfort you deserve without the financial burden.
$0 Down Financing
0% Interest Plans Available
10-Year Parts & Labor Warranty
Fast Approvals
Energy-Efficient AC Systems
Expert Installations by Certified Technicians
Check Your AC Financing Options
Fill out this quick form to see if you qualify for flexible AC financing. We’ll contact you shortly with your options.
By pressing Submit, you agree to be contacted about AC financing options. Your information is secure and will only be used to assist you.
How Financing Works
Easy, Stress-Free Financing in 4 Simple Steps
Getting a new, energy-efficient AC system has never been easier. With Iron Shield’s trusted financing partners, you can enjoy comfort now while paying later—with no money down and 0% interest for qualified buyers.
Here’s how simple it is:
Request Free Estimate
Let our comfort experts assess your cooling needs and recommend the best system for your home and budget.
Apply for Financing
Choose to apply online, over the phone, or during your in-home consultation. It’s quick and secure—with no obligation.
Get Fast Approval
Most customers receive instant decisions. Options available for all credit types.
Install Now, Pay Later
Once approved, we’ll schedule your AC installation right away—so you can start enjoying comfort without the upfront cost.
Trusted Financing Partners
Get your new AC system with fast, flexible financing through GreenSky and Turns. Enjoy $0 down, 0% interest options, and quick approvals so you can stay cool now and pay later.
Greensky
GreenSky makes it easy to finance your new AC with fast, online approvals and flexible plans, including options with 0% interest for qualified buyers.
Their simple, paperless process lets you get approved quickly so you can upgrade your comfort without delays.
Turns
Turns offers affordable financing options for nearly any credit profile, making it easy to install your new AC system now and pay later.
With instant decisions and clear, flexible terms, Turns helps you get the comfort you need without financial stress.
What Our Customers Say About Us
Denise.
Frequently Asked Questions
Who qualifies for AC system financing?
Most homeowners qualify for financing with GreenSky or Turns, with options available for a wide range of credit profiles. We work with you to find the best plan, whether you have excellent credit or are still building it, so you can enjoy a new, efficient AC system without financial stress.
What does $0 down and 0% interest mean?
$0 down means you pay nothing upfront at installation, and 0% interest plans (for qualified buyers) allow you to pay over time without paying additional interest during your promotional period. This makes it easy to upgrade your AC system while keeping your monthly budget manageable.
How fast is the financing approval process?
Approvals are typically instant, with many customers receiving decisions within minutes after submitting their application online. Once approved, we can schedule your AC installation right away so you can start enjoying comfort immediately.
What is included in the 10-year warranty?
Our 10-year parts and labor warranty covers both the equipment and the labor needed for repairs, giving you peace of mind and predictable protection for a full decade. You won’t need to worry about expensive repair costs while enjoying reliable comfort.
Will financing affect my credit score?
Most financing partners perform a soft credit check during pre-qualification, which does not impact your credit score. A hard inquiry may occur upon full application acceptance, similar to other financing programs.
Are there hidden fees with financing?
No. We believe in clear, transparent financing. GreenSky and Turns outline all terms up front, with no hidden fees or prepayment penalties, allowing you to pay off your balance early if you choose.
Why should I upgrade my AC system now?
A new, energy-efficient AC system can reduce your energy bills, improve your home’s comfort, and increase your property value. Upgrading now with $0 down and 0% interest means you can enjoy these benefits immediately while protecting your finances.
